(1) What is the difference between Ant Blockchain electronic bills and ordinary electronic bills with the same QR code?
Ordinary electronic bills are stored on different platform media and cannot be managed well , and there is a problem of authenticity verification, and it is impossible to obtain the authenticity from the face. Antchain electronic bills can be connected to a large number of billing units including hospitals, schools, traffic police, etc. on one chain, and stamped with “stamps” during the whole process from generation, transmission, storage to use, and the whole process can be traced and cannot be tampered with. , authenticity and uniqueness are guaranteed. Thank you for accepting my answer and accepting it
(ii) The difference between electronic commercial draft and electronic bank acceptance draft
Commercial Acceptance bills are accepted by payers other than banks, and bank acceptance bills are accepted by banks.
Commercial acceptance bills are issued by the selling enterprise or the buying enterprise according to the agreement of both parties, but accepted by the buying enterprise. A bank acceptance is issued by a depositor who has a deposit account with a bank.
When the bank of the issuer of the commercial acceptance bill is insufficient, the bank may refuse to pay. When the bank of the issuer of the bank acceptance bill is insufficient, the bank will pay unconditionally at sight.
Bank acceptance bills have a high safety factor, while commercial bills have a lower safety factor than banks.
(iii) Zheshang Bank’s blockchain bill system belongs to
A bill is a kind of certificate of value, and it always needs a hidden “third party” role to ensure the safety and reliability of both parties in the transaction.
But with the help of the blockchain, neither a third party is required to supervise and verify the information transmitted by the value of the two parties, nor does it require a specific physical object as a proof of trust between the two parties, which realizes the “point-to-point exchange of value”. Invisible” delivery.
Digital bill is not a newly generated physical bill, nor a simple virtual information flow. It is a brand-new kind of bill developed by using blockchain technology, combined with existing bill attributes, regulations and markets. The presentation form of bills is completely different from the existing electronic bills in terms of technical structure.
The advantages of the blockchain bill platform are as follows: system construction and data storage do not require a central server or central-level applications; data integrity, transparency, and verifiability through timestamps, for any value exchange can be tracked and queried; the form of smart contracts makes the ticket programmable and controllable throughout its life cycle.